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america servicing company loan modificationis possible come over to americas servicing company for advice on how to modify your loan. Wells fargo owns americas servicing company and we have all the advice you need to work with them. What is a americas servicing company This is a company that handles daily servicing of a loan basically no matter what happens to a loan the mortgage servicing company gets to take a percentage of the loan probably .5 percent. This servicing companies would usually target people who couldnt make payments on time during the boom. When everyone and their mother could buy a house. They would make it hard to completely contact the companies and of course somehow after 15th of the month it would be easier to talk to the company. After they receive payments the mortgage servicing company or loan servicing company credits those payments and then sends out a new payment. The loan holder must be notified within 15 days of the loan changing hands and a grace period is extended just incase the borrower send a payment to the previous company with a grace period of 60 days. usually this is good business but in some instances the mortgage servicing company comes into problems with collections meaning extra fees for the company which may include upto 100% of the late fee as it can be quite problematic. Should it continue they are required to even go for foreclosure which isnt the one thing everyone is out to do.

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